The Right Plan for You

Life insurance is available to anyone, but the cost or premium level can vary greatly based on the risk level an individual presents based on factors like age, health, and lifestyle. Life insurance applications generally require the customer to provide medical records and medical history and submit to a medical exam. Some types of life insurance such as guaranteed approval life don't require medical exams but generally have much higher premiums and involve an initial waiting period before taking effect and offering a death benefit. I'm an experienced professional that can efficiently advise you on which plan is best for you, along with dealing with all of the paperwork that comes with insurance.